Consumer Law and Personal Finance for California Teens: A Teen’s Guide to Rights, Contracts, and Money

Consumer Law and Personal Finance for California Teens book cover

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Author:Ngozi E. Bolin, Esq.
Publisher:Pantraxxa LLC
Published:October 30, 2026
Length:382 pages
Formats:Paperback, Kindle
ISBN:979-8950322198

About this book

Consumer Law and Personal Finance for California Teens is a plain-English guide by attorney Ngozi E. Bolin to the federal and California laws that protect young people as consumers, borrowers, workers and renters. It is written for California teens, their teachers and parents, and any teen getting ready to turn 18.

A Teen’s Guide to Rights, Contracts, and Money

A subscription you can’t escape. Earbuds that die after the return window. Surprise fees at checkout. A boss who skips your rest break. That’s not just how it goes. It’s the law being broken, and California law has your back.

Consumer Law and Personal Finance for California Teens: A Teen’s Guide to Rights, Contracts, and Money breaks the law down into plain language and shows you how to use it, from your first online order to your first lease.

First paycheck, first car, first lease, first credit card: they’re closer than you think. Learn the rules now, so you’ll know what to sign, what to ask, and when to say no.

Learn How To

  • Undo deals you signed as a minor
  • Catch the catch in the fine print
  • Cancel subscriptions and get back money you’re owed
  • Use credit to build your future, not wreck it
  • Shut down scams and stop ID theft
  • Stand up to a business that treats you unfairly

Includes

  • Straight talk, zero legal jargon
  • Teen stories set in East L.A., Fresno, Oakland, and more
  • Sample letters, checklists, and step-by-step tools
  • Spotlights on key California laws
  • Where to find free help across CA

Who it is for

  • California teens
  • Teachers and parents who want to talk with teens about money, contracts and their rights
  • Anyone about to turn 18 in California

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Frequently Asked Questions

What does Consumer Law and Personal Finance for California Teens cover?

It explains the federal and California laws that protect teens when they sign contracts, shop online, use credit, work a first job and rent a first home, with sample letters, checklists and step-by-step tools for what to do when something goes wrong.

Who is the book written for?

It is written for California teens, their teachers and parents, and anyone about to turn 18 in California.

Where can I buy Consumer Law and Personal Finance for California Teens?

The book is available on Amazon.

Is the book a substitute for legal advice?

No. The book is for informational and educational purposes. For advice about your own situation, you can book a flat-fee consultation with Ms. Bolin.

About the author

Ngozi E. Bolin, Esq. has been admitted to practice in New York since 1991 and California since 2013, with three decades of experience in litigation and jury and bench trials. She is the author of the Law Made Simple series of plain-English legal guides.

Need advice on your own situation? Book a flat-fee consultation with Ms. Bolin.

The book and this page are general information, not legal advice for your specific situation.